The Dollar, Upgraded for Africa & Beyond
USDi is a U.S. dollar-pegged stablecoin built as real-world settlement infrastructure — connecting global dollar liquidity into real economic flows across emerging markets.
The stablecoin that moves real money, not just tokens
USDi is a U.S. dollar-pegged stablecoin designed as a real-world settlement and liquidity infrastructure layer, with a primary focus on cross-border flows, emerging market liquidity, and institutional participation.
Unlike conventional stablecoins that rely primarily on exchange-driven demand, USDi is built around embedded economic activity — integrating banking infrastructure, government-linked financial flows, trade and commodity settlement, and institutional liquidity channels.
This positions USDi not only as a digital representation of USD, but as a mechanism for capital movement across fragmented financial systems, particularly within Africa and emerging markets.
Five Core Pillars
Every USDi is backed by real infrastructure, real oversight, and real economic activity.
Fully Backed Fiat Reserve
Reserves are held within regulated banking infrastructure, with Nedbank acting as the primary custody partner. All reserve accounts are segregated, fiat-first, and subject to independent audit.
Controlled Issuance & Governance
USDi operates under a permissioned mint-and-burn model. All tokens are issued only against verified underlying value, with IMBA acting as the governance and oversight layer.
Real-Economy Yield Engine
A diversified yield model derived from FX flows, money market instruments, digital asset strategies, and trade-linked financing. Yield is variable and not guaranteed.
Structured Redemption
USDi is fully redeemable into fiat (USD and ZAR) via banking rails and OTC liquidity channels, with typical processing within 10 working days.
Layered Risk & Compliance
KYC/AML via CosmicWire, banking compliance via Nedbank, regulatory alignment via PASA, reserve attestation via Silicon (FSC & NCR licensed), and independent audit in progress.
Solving real problems, one use case at a time
Cross-Border Payments
Move money faster and cheaper with nearly instant settlement in USDi. Send dollars anywhere in the world, settled on-chain in seconds, anytime 24/7 — without legacy banking delays or high fees.
Global Dollar Access
Bring secure and reliable digital dollar stablecoins to users and businesses across Africa and emerging markets. USDi bridges the gap between global dollar liquidity and local economic activity.
Trade & Commodity Settlement
Leverage USDi for trade finance, invoice settlement, and commodity flows. USDi is built around embedded economic activity — not speculative trading — making it ideal for real-world commerce.
Banking Rail Integration
USDi integrates directly with African banking infrastructure, including Nedbank custody and OVEX liquidity channels. Every token is backed by real fiat held in regulated accounts.
DeFi & Capital Markets
Use USDi for lending, borrowing, and digital asset strategies. Available across leading blockchain networks with yields backed by real-economy yield sources, not ponzi dynamics.
Institutional Settlement
AI agents, businesses, and financial institutions can hold, move, and settle funds in USDi with policy enforcement, compliance controls, and institutional-grade custody via Nedbank.
Transparent. Secure. Stable.
USDi is 100% backed by U.S. cash and U.S. Government Money Market Funds, to help ensure stability and liquidity at all times.
Reserve Collateralization Ratio
Reserve attestation reports published monthly. Independent audit in progress.
Built on real banking, designed for multiple chains
Nedbank Custody
Primary custody partner. Segregated fiat accounts established. Reserve assets held in regulated South African banking infrastructure.
CosmicWire KYC/AML
Full KYC/AML compliance via CosmicWire. Tiered user verification from basic to institutional-grade onboarding.
OVEX Liquidity
Confirmed OTC and off-ramp partner. Banking rails for USD and ZAR redemption. Processing within 10 working days.
Multi-Chain
Ethereum primary. Solana expansion post-launch. Chainlink oracle integration. Smart contract audits in progress.
Silicon Attestation
Reserve attestation via Silicon (FSC & NCR licensed). Monthly attestation reports for full transparency.
PwC Audit (In Progress)
Independent audit framework being formalised with PwC East Africa. Financial statement and reserve audit — coming soon.
Why IMBA Built USDi
To bridge traditional finance and blockchain for affordable, accessible stablecoin rails across Africa and emerging markets — enabling real economic activity, cross-border trade, and financial inclusion through a bank-integrated, regulated, and scalable digital dollar infrastructure.
Africa's premier blockchain financial infrastructure — where every dollar moving through the continent flows through transparent, audited, and compliant digital rails built for the real economy, not speculation.
USDi is not intended to compete with existing stablecoins, but to extend their reach into markets where traditional rails are inefficient, expensive, or inaccessible. We build the infrastructure layer that connects global dollar liquidity into real economic flows across fragmented financial systems.
Backed by trusted institutions
Working with regulated banks, compliance specialists, and liquidity providers to ensure the highest standards of stability and trust.
Your questions, answered
What is USDi?+
How is USDi fully backed 1:1 with the US Dollar?+
Can I convert my USDi into fiat currency?+
Where can I use USDi?+
Are USDi reserves examined?+
What gives USDi its yield?+
Ready to move money better?
Get in touch to learn more about USDi, request minting access, or discuss partnership opportunities.
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